There’s No Bailout Clause in Your Credit Card Contract
Consumer Reports took out an ad space on Monday’s USA Today, reminding us all to be a little bit wiser with our credit cards during this difficult holiday season: From [Money & Shopping Blog] and...
View ArticleFive Quick Reminders for the Holidays: Post-it Notes Style
You might be wondering why your pal Cap is so corny these days. Truth be told, as I get older, it becomes harder to be a wise-cracking, sarcastic moron poking fun at all things in life (although...
View Article17,511 Reasons Not to Buy Individual Stocks
You know all those generic personal finance advice about how you should just invest in index funds and not bother with individual stocks? Yeah well, I guess they were onto something. Here’s a snapshot...
View ArticleFour Financial Advantages as You Get Older
You probably know how it is. Like me, you’ve reached that point where it’s entirely inappropriate to consider yourself a “kid” since it’s been years you’ve finished college (or should have finished)...
View ArticleGot Debt from Stupid Spending? Suck It Up and Fix It
Whew. Good riddance to 2008 eh? What a craptacular year. Without going into too much details, lets just say yours truly made a series of serious mistakes in 2008, almost on the same level of my...
View ArticleLazy Budgeting: Planning $500+ Purchases Ahead of Time
Not to brag or anything, but my discretionary income is rather healthy. How so? Well, the main reason is because I live (and look) like a bum. Hah. But regardless of how stable my financial life...
View ArticleBreakdown: The $8,000 First-Time Homebuyer Tax Credit
If you’re still on the fence about acquiring a home, then Uncle Sam has just thrown an extra incentive for those of you that’s still debating on waiting further or buying — a nice fat, $8,000 incentive...
View ArticleSo Your Life Sucks, But Your Finance Doesn’t Have To
A recent instant message from my younger cousin pointed me towards the deliciously funny website: fmylife.com, which basically contains various stories and tidbits about how much one’s life sucks. For...
View ArticleAvoid Costly Medical Bill Errors & Mistakes
Half a decade ago when I was 19, I was sitting in a hospital waiting room as a family member underwent a medical procedure. Spying a cute girl of similar age across the room, I proceeded to try and...
View ArticleBreakdown: The Credit CARD Act of 2009
Some may wonder if its redundant to pass legislation that’s similar to regulation already imposed by banking regulators, but regardless, the newly minted Credit Card Accountability, Responsibility, and...
View ArticleAccidental Frugality – Can You Live on Half of Your Income?
Maybe you just got robbed by Zorro or maybe there’s now an unexpected child support payment (oh snap!?) — whatever the circumstances are, would you be able to live on half of your income? A few years...
View ArticleThe 2009 Financial Crisis Timeline in Photos
January 5, 2009 – Rescuing Fannie Mae (source) The Federal Reserve Bank of New York begins purchasing fixed-rate mortgage-backed securities guaranteed by Fannie Mae, Freddie Mac and Ginnie Mae under a...
View ArticleBefore Setting Financial New Years Resolution: Discover and Understand Your...
Before you start setting up various financial New Year resolution goals, one quick exercise you should probably do is to focus on prioritizing your financial weakness that cost you the most money....
View Article$8,000 Home Tax Credit
Curious about the $8,000 home tax credit for first-time homebuyer? If you’re in the position to claim this tax credit, you’ve most likely read plenty about it. The gist is simple, homebuyers who...
View ArticleBye-Bye Cubicle, Hello Children: Why I Quit Corporate America to Be a...
This is a post from Jeff Bogle, one of our first contributing blogger here at StopBuyingCrap. Back in 2008, Jeff left his steady corporate job at Vanguard to be a stay-at-home dad. Jeff writes...
View ArticleHealth Care Reform H.R. 3590 Summary: What’s In the Health Care Bill and How...
Regardless of how you feel about the recently passed Patient Protection and Affordable Care Act in the United States, there are some important changes in this health care bill that directly impacts...
View ArticleEarned Income Tax Credit: Do I Qualify?
For people with low and moderate income level, the earned income tax credit (EITC/EIC) is one of the most overlooked tax credit. In 2008, 25% of taxpayers that qualify for this tax credit but miss out...
View ArticleState Tax Free Filing
Wondering if there are options to free eFile for your state taxes? If you qualify and your state is in the program, you may be eligible for free state tax filing online from various tax preparation...
View ArticleTeach Your Children About Money Management by Playing Shopkeeper
This is a post from Jeff Bogle, one of our first contributing blogger here at StopBuyingCrap. Back in 2008, Jeff left his steady corporate job at Vanguard to be a stay-at-home dad. Jeff writes...
View ArticleTurboTax E-File IRS Rejected, PIN or AGI Error? (When IRS PIN Website is...
So its April 17th and you’re doing your taxes the very last minute. Good news, you just got an email or text from Intuit saying your e-file was REJECTED. Fudge? I just experienced this problem over the...
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